Social grants
Non-repayable or partially offset funding for priority needs.
CreditoRO · Romania · euros
Preferential credit at 3.8%for citizens of Romania
Up to 100.000 €
Fixed rate 3.8%
Response in 15 min
Your request
Amount requested
12.000 €
2.000 € - 100.000 €
Number of months
48 months
Estimated monthly installment* 270 €
Reference rate from 3.8%
No commitment · response in minutes
€
Euro
100%
Digital
24/7
Digital access
Euro payments, receipts and credit status — digital access 24/7.
Sign upHelp scenarios available for the population
Preferential credit at 3.8%
Fixed rate supported by social funding programs.
Guarantor program
A special path for people on blacklists. We take the bank-side risk on your behalf.
Patents and project aid
Funding for local initiatives and the self-employed under a simplified scheme.
Fund transfers that are reliable and secure from your personal account
Manage your transfers simply, quickly and safely from your personal CreditoRO account. The security of your funds is our absolute priority.
How we work
Instant questionnaire
Fill in a single application, and our algorithms instantly adapt it to the requirements of all loyal partner banks.
Protection against rejections
Our social-purpose framework helps offset a negative credit history through our internal guarantee funds.
Fixed rate at 3.8%
No hidden markups from commercial banks. Benefit from a pure preferential rate, protected by public support programs.
12M+ €
Demo volume
420+
Clients
24 h
Response
96%
Satisfaction
Credit products
Personal loan
- Euro installments
- Digital assessment
- SEPA transfer
SME credit
- Working capital
- Flexible terms
- Local support
Consumer credit
- Fast response
- Reference rate
- Digital panel
Refinancing
- Unify installments
- Guided process
- Online tracking
What clients say
"Paid in euros — process was clear."
"Good support for my small business."
"Receipt validated the same day."
Your questions about CreditoRO
Operating license
Digital credit platform operating under applicable local financial rules.
Accredited operator of social programs